About Geraldine Santiago
The climate of real estate in metro Vancouver is like no other. The real estate market's performance in 2018 was strongly influenced by the new homes market with the two most active markets in Canada-Toronto and Vancouver- according to Altus Group. These areas experienced very strong consumer demand for apartment condominiums, and developer demand for residential land. Buying residential land sales shot total commercial property investment to record levels in these two markets.
In 2018, home buying intentions remain positive and relatively strong housing demand is expected to continue to impact both residential land and new home markets; although some cooling is expected due to affordability challenges and tighter mortgage lending rules.
According to Statistics Canada, the unemployment rate of British Columbia sits at the lowest lowels, at 4.7%. But affordability has been a tremendous challenge. Canadians want affordability, sustainability, security, transportation and housing options rolled into one. So how does it happen?
This is where land assembly comes into play. In British Columbia, land ownership is owned by Federal Crown Land (41%) and Provincial Crown Land (48%) and 11% is privately owned. Crown land examples are rivers, lakes, forests, beaches, parks, etc. Those areas are not being developed-at any cost as we love our parks and forests! So, where do builders and developers turn to for land development?
Builders and land developers look to individual property owners -- the 11%-- to come together to form as a land assembly. However, they, too, have challenges of their own such as expensive land acquisition, delays in obtaining permits, labour and talent shortages, project escalation costs and narrowing profit margins indicate that not all land assemblies are successful. (See graph below, Altus Group)
British Columbia residents want to have it all--not only affordability, sustainability, housing options, but also be mindful of the environment with special considerations for our natural habitat including Riparian Management Areas, Environmental Sensitive Areas such as near bodies of water like the Fraser River Foreshore.
If you are a home owner and are thinking of selling your home, you might wonder what your options are in order to best position your property's full selling potential. What strategies can you use, and at what cost? --Do I stage my home and declutter? Renovate or update my kitchen? Repaint or landscape? Do I add a secondary suite like a laneway home or infill? What is and isn't allowed in my neighbourhood? And if it is allowed, have I missed my opportunity?What do I need to know about zoning and OCP? What are developers looking for? Where can I get information to sell to a developer along with my neighbours and sell as land assembly?
Don't miss out on a newer trend--in land assembly, where neighbours band together to sell their individual parcel of land as one unit. Developers purchase land assembly site, its future rezoning and redevelopment potential for perhaps more than you would realize if you were to sell your home as a single residential sale.
My mission has always been to educate, epower and enlighten consumers. I have helped sellers and buyers by way of education through seminars and my published written reference books for Self-Counsel Press Ltd.
I am an experienced professional who has always provided guidance whenever needed, and placed people first, ahead of profit. I hope you will take the time to attend our seminar, and meet me!
I am a member in good standing, of the Real Estate Board of Greater Vancouver (REBGV) and the Canadian Real Estate Association (CREA).
I am also dedicated to the Children's Miracle Network fund and donate a portion of my commission to such a worthy cause.
Many thanks for visiting my website ~Hope to see you soon! Please read below for Geraldine Santiago in the news, and go to Youtube for more real estate related information.
Email me for an update on free seminars on buying and selling at email@example.com
-- G E R A L D I N E S A N T I A G O
If you're still not convinced I'm the right Realtor for you- check out these articles, this year alone- 2018
ASHLEY GRACE BURR ON TWITTER:
City TV with Ashley Burr: https://www.youtube.com/watch?v=UHd55LsDwWc
Who Owns the Air Above Your House with Geraldine Santiago, Realtor®
Breakfast TV: Interview with Geraldine Santiago on Maximizing Your Property's Potential
Click Here: http://www.btvancouver.ca/videos/3449298978001/
Vancouver Sun: Geraldine Santiago On Densification in Metro Vancouver
REW.ca Know Where to Buy, Future Values Now for Buyers/Sellers
City TV September 2018
Want to attend our annual seminar and meet me personaly? Attend our free home buying seminar In North Vancoouver RE/MAX office on TUESDAY, October 23rd from 6-8pm. Pre-register through Eventbrite, or TEXT me at (604) 764-6873 Code: Seminar, or through this website under SEMINAR REGISTRATION.
Geraldine Santiago, published author of the "Complete Home Buyer's Guide for Canadians" , "Selling Your Home in Canada" and "Buy and Sell a Recreational Property in Canada" and licensed Realtor, along with industry experts-- Alma Pasic, Glenn Duxbury, and Patricia Wright present at this seminar.
Topics to be discussed: the importance of each professional and what their roles are, contingency funds and special assessments, building envelopes, how to avoid leaky condo's, legal documents. binding contracts, costs and more!
Find out about what the market is doing. We'll show you how to read market statistics and learn how to use this information to get the best possible price. What are sub-areas doing? Each locality is different - North Vancouver to Richmond to New Westminster.
Knowing how much price are being discounted (or not) in these areas will give you a heads up during the negotiation process. The market is constantly changing- is it hot or cold? If so, which areas are going to increase next month? Don't miss out on this important information.
CAN'T ATTEND that day but are still interested in our seminar? Don't worry! We offer our seminar on a regular basis at different RE/MAX locations, public libraries and community centres. We will keep you in the loop, just let us know and we will add you to our mailing list.
SLIDESHOW PRESENTATIONS: If you really can't attend our seminar, please feel free to go to the SLIDESHOW PRESENTATIONS tab on this website with presentations dating back as far as 2005. It will redirect you to the Slideshare.net portal. Though some of the slideshow presentations are older, they still are worth having a look through them at your own leisure.
Once I became a Realtor myself, early in my career, my first clients happened to be first time home buyers. I knew EXACTLY what they were going through. I had been there myself. I tried to give my clients all the guidance they needed. I answered all their questions, explained in detail the options they had, and gave them all the resources they need to make their own inquiries. It was then I decided to help first time home buyers. As a published author, I have been providing home buying seminars at various locations- public libraries and community centres regularly, and have been invited to speak at many real estate events.
(Please see below testimonials from community programmer and dates of our events.)
Attend a First Time Home Buyer Seminar & Get EMPOWERED!
If you are thinking of buying your very first home, and don't know where to begin, this is the seminar for YOU! Whether you are thinking of purchasing in North Vancouver, West Vancouver, Vancouver, East Vancouver, Richmond, Surrey, Tri-cities, Burnaby, Coquitlam, Delta, Ladner, or Maple Ridge, join us for an informative evening with industry experts.
Our home buying seminar specifically focuses on first time home buyers purchasing in Metro Vancouver. Experts discuss important real estate issues such as: first time home buyer's do's and don'ts, property purchase transfer tax exemptions for first time home buyers (and how to qualify), home owner's grants, obtaining the best possible rates, getting a pre-approval, avoiding leaky condos and costly surprises, depreciation reports, contingency funds, deposits and downpayments......and a whole lot more!
Our primary goal is to empower, educate and enlighten first time home buyers by way of facts, statistics and information--and lots of it! We provide tips on saving money, resources and most importantly guide first time home buyers through the entire home buying process from pre-approval to posession day.
We'll show you how to prepare and plan, save money for your down payment, improve your credit score, pay off your debt and point you in the direction when it's right for you!
Geraldine Santiago is a licensed real estate agent with RE/MAX and has always been active in the community. As an author of three real estate reference books, "Complete Home Buyer's Guide for Canadians", "Selling Your Home in Canada" "Buy and Sell a Recreational Property in Canada", Self-Counsel Press Ltd. she provides invaluable information on real estate. She has had the priviledge of also hosting home buying and home selling seminars at numerous community centres and public libraries throughout the lower mainland since 2002. Santiago says, "We hope to make your first home buying experience as stress free and enjoyable as possible and we recommend that you attend our seminar to achieve this!"
Join our 17th annual RE/MAX Greater Vancouver First Time Home Buyer Seminar scheduled for October 23rd 2018 at RE/MAX Crest North Vancouver location, 2609 Westview, #101.
December 4, 2007
Thank you for presenting "How to Buy Your First Home--And Say Good-bye to Your Landlord"!, a free program open to the public, at the George Mackie Library on October 24, 2007. Your presentation was very well put together and informative, and I know the participants really enjoyed it and found it very useful.
We appreciate your willingness to share your time and knowledge with the library and Delta residents.
-Frances Thomson, Community Librarian
January 21, 2008
To Whom It May Concern:
This letter is in reference to Geraldine Santiago and her relationship with the Roundhouse Community Arts & Recreation Centre. Geraldine has been facilitating workshops and seminars on Real Estate and Buying Your First Home for our community centre over the past six years. I have no doubt that the programs she runs have benefited both her participants as well as our community centre.
Should you have any questions please do not hesitate to contact me.
Kathryn Sweetapple, Recreation Programer II
May 4, 2007
I'd like to thank you very much for arranging and presenting the program on First Time Home Buying at the New Westminster Public Library on Tuesday, April 10, 2007.
What a great program you have developed! There is so much to know about buying a home; it can be quite daunting for a first time homebuyer. it was an excellent idea to invite people with different expertise to speak to their field (mortgage, realty, inspection, and legal). Everyone had excellent information to give in their area and the audience of 63 seemed to really appreciate the presentation. it was also so very generous of you to provide a copy of your book to everyone that wanted it.
Thanks again for taking the time to come to the library. I hope we can have your team come again.
Debra Nelson, Community Services Librarian, New Westminster Public Library
For over 16 years, Santiago and her team of experts have helped thousands of home buyers. See a partial list of seminars we've hosted....we've come a long, long way!
October 23, 2018 RE/MAX Crest Realty (North Vancouver)
March 24, 2018 RE/MAX Crest Realty (Vancouver)
March 10, 2018 RE/MAX Crest Realty (North Vancouver)
November 7, 2017 RE/MAX Crest Realty (Vancouver)
March 8, 2016 RE/MAX Crest Realty (Vancouver)
March 18, 2015 Creekside Community Centre (Vancouver)
November 12, 2014 Creekside Community Centre (Vancouver)
November 13, 2013 Creekside Community Centre (Vancouver)
October 7. 2013 False Creek Community Centre (Vancouver)
October 8, 2013 Cambie Public Library (Richmond)
October 21, 2013 Ironwood Public Library (Richmond)
May 14, 2013 False Creek Community Centre
November 25, 2012 Burnaby Public Library
November 7, 2012 Richmond Public Library (Minoru)
January 11, 2011 False Creek Community Centre
January 26, 2011 Dunbar Community Centre
October 5, 2010 False Creek Community Centre
April 20, 2010 Richmond Cambie Public Library
October 22, 2010 Renfrew Community Centre
September 10, 2009 Renfrew Community Centre
September 3, 2009 Killarney Community Centre
May 28, 2009 Richmond Public Library
May 14, 2009 Riley Park Community Centre
April 23, 2009 Richmond Public Library
March 12, 2009 Renfrew Community Centre
February 5, 2009 Mt. Pleasant Community Centre
October 7, 2008 Riley Park Community Centre
June 5, 2008 Roundhouse Community Centre
May 20, 2008 Riley Park Community Centre
March 10, 2008 UBC Community Centre
Marcy 4, 2008 Riley Park Community Centre
February 28, 2008 Roundhouse Community Centre
February 20, 2008 Richmond Pubilc Library Cambie Branch
February 6, 2008 Renfrew Community Centre
January 30, 2008 Renfrew Community Centre
December 4, 2008 Richmond Public Library Ironwood Branch
November 29, 2007 Coquitlam Public Library
November 27, 2007 Mt. Pleasant Community Centre
November 21, 2007 Roundhouse CommunityCentre
October 24, 2007 South Delta Pubic Library
October 10, 2007 North Delta Regional Library
October 3, 2007 Port Moody Public Library
September 19, 2007 Riley Park Community Centre
June 20, 2007 Richmond Public Library Cambie Branch
June 13, 2007 Riley Park Community Centre
May 29, 2007 Richmond Public Library Ironwood Branch
May 9, 2007 Roundhouse Community Centre
April 24, 2007 Trout Lake Community Centre
April 19, 2007 Renfrew Community Centre
April 10, 2007 New Westminster Public Library
March 7, 2007 False Creek Community Centre
February 28, 2007 East Hastings Community Centre
February 27, 2007 Richmond Public Library Ironwood Branch
February 22, 2007 Mt. Pleasant Community Centre
January 24, 2007 Renfrew Community Centre
November 24, 2006 Roundhouse Community Centre
October 19, 2006 Richmond Public Library Cambie Branch
October 12, 2006 Mt. Pleasant Community Centre
October 5, 2006 East Hastings Community Centre
September 27, 2006 Renfrew Community Centre
June 1, 2006 EV Logistics: Exclusive Seminar
April 26, 2006 Richmond Public Library Brighouse Branch
April 18, 2006 Mt. Pleasant Community Centre
April 8, 2006 Chapters Bookstore Bridgeport Richmond
April 6, 2006 Richmond Cambie Public Library
March 29, 2006 Renfrew Community Centre
March 22, 2006 Richmond Public Library Ironwood Branch
March 18, 2006 Italian Cultural Centre with Ozzie Jurock
February 23, 2006 Roundhouse Community Centre
January 26, 2006 Mt. Pleasant Community Centre
January 19, 2006 East Hastings Community Centre
November 3, 2005 Mt. Pleasant Community Centre
October 27, 2005 East Hastings Community Centre
October 25, 2005 Trout Lake Community Centre
October 20, 2005 Richmond Public Library Cambie Branch
October 13, 2005 Richmond Public Library Ironwood Branch
October 5, 2005 Roundhouse Community Centre
September 28, 2005 Renfrew Community Centre
April 28, 2005 East Hastings Community Centre
April 27, 2005 Trout Lake Community Centre
April 13, 2005 Renfrew Community Centre
March 10, 2005 Roundhouse Community Centre
February 16, 2005 East Hastings Community Centre
February 2, 2005 Roundhouse Community Centre
January 26, 2005 Renfrew Community Centre
January 19, 2005 Trout Lake Community Centre
November 3, 2004 Roundhouse Community Centre
October 13, 2004 Renfrew Community Centre
September 30, 2004 Roundhouse Community Centre
August 11, 2004 East Hastings Community Centre
June 16, 2004 Roundhouse Community Centre
May 12, 2004 East Hastings Community Centre
April 29, 2004 Roundhouse Community Centre
April 14, 2004 Renfrew Community Centre
April 13, 2004 Trout Lake Community Centre
March 18, 2004 Richmond Public Library Minoru Branch
March 10, 2004 Roundhouse Community Centre
February 3, 2004 Renfrew Community Centre
January 15, 2004 East Hastings Community Centre
November 16, 2003 Marpole-Oakridge Community Centre
October 12, 2003 East Hastings Community Centre
October 5, 2003 Dunbar Community Centre
May 14, 2003 Roundhouse Community Centre
May 4, 2003 Mt. Pleasant Community Centre
March 5, 2003 East Hastings Community Centre
February 7, 2003 Trout Lake Community Centre
January 30, 2003 Douglas Park Community Centre
October 10, 2002 Killarney Park Community Centre
October 17, 2002 False Creek Community Centre
November 21, 2002 Roundhouse Community Centre
Top Row: (Left to Right) Glenn Duxbury and Ron Usher
Bottom Row:(Left to Right) Alma Pasic and Geraldine Santiago
Photography: Steve Owst Photography
From Left to Right: Alma Pasic, mortgage broker, Glenn Duxbury, Certified Home inspector, Geraldine Santiago Author and RE/MAX Realtor, Davis Kosowan, North Shore RE/MAX specialist, Patricia Wright, Notary Public.
Click the Above Image or Here:
Left to Right: Glenn Duxbury Home Inspector, Geraldine Santiago RE/MAX Agent and Published Real Estate Author, and Alma Pasic, Mortgage Broker
Alma Pasic, Mortgage Broker with Verico Wizard
Geraldine Santiago, Published Real Estate Author and RE/MAX Agent
Glenn Duxbury, Certified Home Inspector